Title Insurance Title Insurance Title Insurance Title Insurance
What is Title Process? Bonita Beach FL

What is Title Process?

Bonita Beach What is Title Process?
Lyons Title & Trust Insurance in Bonita Beach
Bonita Beach Title Insurance
Title Insurance Calculator
Types of Title
Residential Title
Commercial Title
Condo Title
For Sale By Owner Title
Leasehold Title Insurance
Reverse Mortgage Title
Refinance Title
Property Title
Land Title
Foreclosure Title
Owner Title Insurance
Lender Title Insurance
Title Endorsement Insurance
Joint or Individual Title
Title for Assisted Living Facilities
Title Held in Trust
Title Basics
What Is Title Insurance?
Why Do I Need Title Insurance?
What is the Definition of Title?
How Should I Hold Title?
What is a Title Commitment?
What is a Title Search?
What are Title Records?
What is the Title Process?
Refinance Title Calculators
Title Laws and Statutes
What is a Title Exam?
Who Is Involved in the Title Process
Title Insurance Underwriter
Title Companies
Title Agents
Title Insurance Underwriters
Title Closing Agent
What is the Title Process?
Searching Title
Examining Title
Recording Title
Closing Title
Title Insurance Policy
Title Issues
Title Commitment
Marketable Title
Clear Title
Title Inheritance
Clouds on Title
Title & Closing Fraud
Insurable Title
We Can Help
What is Title Process? in and near Bonita Beach Florida

What is Title Process? in Bonita Beach

The Title Process is a vital part of the buying and selling of property, as it both establishes who legally owns the property to be sold and conveys the title (and all attendant ownership rights), to the new buyer.

When a sales contract is pending, the title company begins preliminary work. An experienced title agent performs a thorough search of all public records concerning the property. These records consist of all county, municipal and other documents held in a data information storehouse maintained by the title industry known as a “title plant”.
The agent is searching for any issues against the title known as “defects” or “clouds”.
These defects may unpaid taxes or assessments, another mortgage, heirs who claim title, the use of fraudulent documents or something as simple as an incorrect name spelling.

Until these defects are remedied, no clear title can be established and the title process is delayed. After the clouds have been cleared, the title process resumes and a Title Commitment is drawn up.

The Title Commitment

The Title Commitment is a document showing what the title insurance company is willing to insure in regards to the property and what they wish to exclude from coverage. The buyer has a few days to look over the commitment, ask questions, and even argue for inclusions before accepting the Title Commitment.

Once accepted, the title company will issue either an Owner Title Insurance Policy and/or also a Lender Title Insuranc Policy. These policies protect the parties from financial loss from any defects that crop up from the past history of the title (called the chain of title) that might have been missed in the title search. The title policy also lets the buyer know that the title company will stand with them in court, should there ever be a challenge to the tile anytime in the future. The owner is covered as long as he or she owns the property. A Lender Policy protects the mortgage company from such losses as well.

Once the closing agent (who can also be your title agent) is satisfied all the paperwork is in order, the closing is scheduled and the time, date and location given to all the parties involved. The checks are exchanged and the title conveyed to the new owner of the property.

Afterwards, the title is recorded at the County Recorder’s Office, giving the public notice that you are the property’s new owner.

To understand more about the title process and property closing, visit the website

What is Title Process? Bonita Beach FL
Title Insurance in Bonita Beach
Bonita Beach What is Title Process?
Lyons Title & Trust Insurance
Lyons Title & Trust Insurance













Title Insurance

Title Insurance FL
Title Insurance Florida


Title Insurance Bonita Springs
Title Insurance Bonita Springs FL
Title Insurance Bonita Springs Florida
Bonita Springs Title Insurance
Title Insurance Naples
Title Insurance Naples FL
Title Insurance Naples Florida
Naples Title Insurance
Title Insurance Estero
Title Insurance Estero FL
Title Insurance Estero Florida
Estero Title Insurance
Title Insurance Barefoot Beach
Title Insurance Barefoot Beach FL
Title Insurance Barefoot Beach Florida
Barefoot Beach Title Insurance
Title Insurance Bonita Bay
Title Insurance Bonita Bay FL
Title Insurance Bonita Bay Florida
Bonita Bay Title Insurance
Title Insurance Mediterra
Title Insurance Mediterra FL
Title Insurance Mediterra Florida
Mediterra Title Insurance
Title Insurance Miromar Lakes
Title Insurance Miromar Lakes FL
Title Insurance Miromar Lakes Florida
Miromar Lakes Title Insurance
Title Insurance Pelican Landing
Title Insurance Pelican Landing FL
Title Insurance Pelican Landing Florida
Pelican Landing Title Insurance
Title Insurance Quail West
Title Insurance Quail West FL
Title Insurance Quail West Florida
Quail West Title Insurance
Title Insurance The Brooks
Title Insurance The Brooks FL
Title Insurance The Brooks Florida
The Brooks Title Insurance
Title Insurance Bonita Beach
Title Insurance Bonita Beach FL
Title Insurance Bonita Beach Florida
Bonita Beach Title Insurance
Title Insurance North Port
Title Insurance North Port FL
Title Insurance North Port Florida
North Port Title Insurance