(239)444-5900   
Title Insurance Title Insurance Title Insurance Title Insurance
 
Clouds on Title Naples FL

Clouds on Title

Naples Clouds on Title
Lyons Title & Trust Insurance in Naples
Naples Title Insurance
Title Insurance Calculator
Types of Title
Residential Title
Commercial Title
Condo Title
For Sale By Owner Title
Leasehold Title Insurance
Reverse Mortgage Title
Refinance Title
Property Title
Land Title
Foreclosure Title
Owner Title Insurance
Lender Title Insurance
Title Endorsement Insurance
Joint or Individual Title
Title for Assisted Living Facilities
Title Held in Trust
Title Basics
What Is Title Insurance?
Why Do I Need Title Insurance?
What is the Definition of Title?
How Should I Hold Title?
What is a Title Commitment?
What is a Title Search?
What are Title Records?
What is the Title Process?
Refinance Title Calculators
Title Laws and Statutes
What is a Title Exam?
Who Is Involved in the Title Process
Title Insurance Underwriter
Title Companies
Title Agents
Title Insurance Underwriters
Title Closing Agent
What is the Title Process?
Searching Title
Examining Title
Recording Title
Closing Title
Title Insurance Policy
Title Issues
Title Commitment
Marketable Title
Clear Title
Title Inheritance
Clouds on Title
Title & Closing Fraud
Insurable Title
We Can Help
Clouds on Title in and near Naples Florida

Clouds on Title in Naples

The term “clouds on title” means any defect affecting clear title to a property found by examining the public records concerning that property’s history (or chain of title.)

A title agent examines county and municipal records and documents in the data information storehouses maintained by the title companies (known as “title plants”). The agent is searching for any cloud or defect that could lower the value or marketability of that title, by allowing a prospective buyer to know they are taking a risk purchasing the property, as the grantor may not be able to convey a clear title.

Such defects or clouds may include a misspelled name, undisclosed heir, disputed boundary, unpaid tax bill, unsatisfied lien or a judgment or pending lawsuit against the property, among other hazards. Until such defects are remedied, the title cannot be considered clear and may postpone closing of the sales transaction or even cause the buyer to back out and the transaction to fall through.

Title insurance protects you

To avoid any problems concerning the property’s title disclosed after the closing, title companies offer Owner Title Insurance policies, protecting buyers from financial loss in the case of something cropping up from the property’s history that had been missed in the title search. Title companies will even accompany the insured to court in the event of a challenge to the title. A mortgage company will often insist on Lender Title Insuranc Policy to protect its own investment in case of such defect discovery in the future.

If a cloud or defect cannot be cleared, a lawsuit known as an “action to quiet title” may be brought in court to determine who really holds ownership of the title and “quiet” any further challenges or claims to the title.

More information about clouds on a title may be found at www.alta.org.

Clouds on Title Naples FL
Title Insurance in Naples
Naples Clouds on Title
Lyons Title & Trust Insurance
Title Insurance
Title Insurance
Title Insurance
 Title Insurance

 

 

 

 

 

 

 

 

 

 

 

 

Title Insurance

Title Insurance FL
Title Insurance Florida

 

Title Insurance Bonita Springs
Title Insurance Bonita Springs FL
Title Insurance Bonita Springs Florida
Bonita Springs Title Insurance
Title Insurance Naples
Title Insurance Naples FL
Title Insurance Naples Florida
Naples Title Insurance
Title Insurance Estero
Title Insurance Estero FL
Title Insurance Estero Florida
Estero Title Insurance
Title Insurance Barefoot Beach
Title Insurance Barefoot Beach FL
Title Insurance Barefoot Beach Florida
Barefoot Beach Title Insurance
Title Insurance Bonita Bay
Title Insurance Bonita Bay FL
Title Insurance Bonita Bay Florida
Bonita Bay Title Insurance
Title Insurance Mediterra
Title Insurance Mediterra FL
Title Insurance Mediterra Florida
Mediterra Title Insurance
Title Insurance Miromar Lakes
Title Insurance Miromar Lakes FL
Title Insurance Miromar Lakes Florida
Miromar Lakes Title Insurance
Title Insurance Pelican Landing
Title Insurance Pelican Landing FL
Title Insurance Pelican Landing Florida
Pelican Landing Title Insurance
Title Insurance Quail West
Title Insurance Quail West FL
Title Insurance Quail West Florida
Quail West Title Insurance
Title Insurance The Brooks
Title Insurance The Brooks FL
Title Insurance The Brooks Florida
The Brooks Title Insurance
Title Insurance Bonita Beach
Title Insurance Bonita Beach FL
Title Insurance Bonita Beach Florida
Bonita Beach Title Insurance
Title Insurance North Port
Title Insurance North Port FL
Title Insurance North Port Florida
North Port Title Insurance