What is involved in the process known as “recording title”?
Recording title is the entering into the official records of the Recorder of Deeds Office or the County Recorders Office any real estate document. These documents may be mortgages, titles, deeds, easements, foreclosure, or requests for notice of defaults or liens, and are entered in the county where the property is located.
Recording a title entails going to the Recorders Office and paying a fee (this may also be done by mail). The date and time of the recording will be entered and a number stamped on the document and usually a copy is made on microfilm before the document original is returned to you.
This recording of the title is to add to that chain of history of the property that may be traced during future title searches. By recording the title, notice of ownership is put into public record and thereby given to the general public. Such recording of title also helps resolve any future disputes about the title.
In the event of future liens, for example, the date and time stamp on the recorded title would show which party has precedence for payment. Or, in the case of competing deeds, the stamp would show who gets priority of title.
Recording Acts (state statutes which establish how County Recorders and Recorders of Deeds keep their official records) prioritize official records so the order of priority of documents can be easily seen when conflicting claims arise.
Laws and statutes regarding recording of titles differs from state to state, so it is best to consult with your title company agent or real estate lawyer about how best to record your title.
Your local title company or American Land Title Association can give you more information about recording your title.